잖아(jan-a, jana)
Informal ending used to emphasize or confirm a fact the listener already knows, in casual speech
When to use
talking with friends, family conversation, emphasis in casual setting
The nuance
Used only in informal speech with friends or close people; not polite or formal.
잖아요(jan-a-yo, janayo)
Polite ending used to emphasize or confirm a fact the listener already knows, in respectful or formal speech
When to use
workplace conversation, talking with strangers, emphasis in polite context
The nuance
Used in polite speech situations; appropriate when speaking respectfully or formally.